{"id":1465,"date":"2022-01-01T09:00:52","date_gmt":"2022-01-01T09:00:52","guid":{"rendered":"http:\/\/localhost\/andre_berger\/?p=1465"},"modified":"2023-03-10T08:30:04","modified_gmt":"2023-03-10T08:30:04","slug":"owning-a-second-home-a-great-option-or-more-trouble-than-its-worth","status":"publish","type":"post","link":"https:\/\/www.lazazu.com\/de\/owning-a-second-home-a-great-option-or-more-trouble-than-its-worth\/","title":{"rendered":"Owning a second home \u2013 a great option or more trouble than it\u2019s worth?"},"content":{"rendered":"

A dream destination for your \u2018feel at home\u2019 holidays? A desire for a different lifestyle? A plan for retirement? A savvy investment and way to generate income? There are so many reasons why you might consider buying a second home.<\/p>\n

However, while a second home could offer numerous lifestyle and financial benefits, it also comes with various costs and possible risks. So, before you commit to purchasing a second home \u2013 whether as an investment, for pleasure, or a bit of both \u2013 make sure you\u2019re fully aware of what\u2019s involved. And you may also want to consider the exciting alternative solution<\/span><\/a> of co-ownership, which offers you a fully managed, amazing second home at a fraction of the cost \u2013 so all you need to do is turn up and enjoy your home.<\/p>\n

<\/h3>\n

 <\/p>\n

A few things to think about before buying a second home<\/strong><\/h3>\n

<\/h4>\n

Have you done the math?<\/b><\/em><\/h4>\n

Second homes can often end up costing more than you expect. While the upfront price might be clear, the ongoing costs of running and maintaining your home can soon add up. From home insurance to energy and water bills, to gardening and maintenance, it can be surprising how much you have to spend on your second home \u2013 and don\u2019t forget about the larger one-off expenses when something goes wrong or breaks. You may find yourself paying full-time costs for something you only get to enjoy on a part-time basis.<\/p>\n

Have you got the time?<\/b><\/em><\/h4>\n

Dreaming of putting your feet under the table, slipping into a cozy bed or jumping into a heated pool as soon as you arrive at your second home? The reality might be a little different than imagined. As they say, time is money \u2013 and second homes often come with hidden costs in terms of how much of your time they take up and how much effort they require. Depending on how hands-on you plan to be with managing your property, the location of your home and how you plan to use it, owning a property in your dream destination could easily start to feel like \u2018all work and no play\u2019.<\/p>\n

Have you got a plan?<\/b><\/em><\/h4>\n

Is your home just for you or do you plan to rent it out? How you intend to use your second home can have an impact on your options for financing it and how much time and money you need to spend on it. For example, properties purchased purely for holidays can often sit empty for long periods, allowing things to go wrong or break. Similarly, renting it out may take up a lot more of your time to manage than you\u2019d expect.<\/p>\n

<\/h3>\n

 <\/p>\n

Six ways to make owning a second home work for you<\/b><\/h3>\n

Of course, none of these potential obstacles are insurmountable. Here are a few ways in which you could make second home ownership as hassle free as possible.<\/p>\n

1. Set you<\/strong>r goals<\/b><\/em><\/h4>\n

As someone once said, \u2018preparation is key\u2019. Putting a simple plan and budget together before you buy \u2013 detailing things like why you want a second home, what you can afford, and how you\u2019re going to use it \u2013 should help you choose the best location and type of home for your needs, as well as clarify how it could affect your finances, time, and lifestyle.<\/p>\n

2. Outsource the hassle\u00a0<\/b><\/em><\/h4>\n

If your budget allows, employing local companies or property managers to take care of the cleaning, maintenance, and running of your home can ease some of the time pressures and logistical challenges associated with owning a second home. However, there\u2019s a strong chance you\u2019ll still have to \u2018manage the managers\u2019 to some extent.<\/p>\n

3. Rent it out<\/b><\/em><\/h4>\n

If your home is going to sit empty for most of the year, you may want to consider renting it out. Income from rentals could help cover running costs, and it\u2019s a possible way to start seeing a return on your investment. However, rental income isn\u2019t always guaranteed and rental laws can vary by location, with different tax and financing implications. Renting it out can also affect when you\u2019re able to spend time in your home \u2013 so make sure you take this into consideration.<\/p>\n

4. Work from your dream home<\/b><\/em><\/h4>\n

With more and more people and companies adapting to the concept of \u2018work from anywhere\u2019, you might be able to spend more time in your second home than just using it for holidays. Imagine being able to combine work and leisure in a completely new way, whenever you want\u2026perhaps a quick black run on the ski slopes during your \u2018lunch break\u2019 or an \u2018office\u2019 with an ocean view?<\/p>\n

5. Consider co-ownership<\/b><\/em><\/h4>\n

What if you could share the costs of owning and running a second home, and have someone take care of everything else for you \u2013 saving you time and effort?<\/p>\n

If this sounds appealing, co-ownership might be right for you. Co-owning lets you match your capital outlay to the amount of time you want to spend in your home, which means you can potentially own a home more spectacular than what you\u2019d initially dreamt of.<\/p>\n

<\/h3>\n

 <\/p>\n

Let Lazazu help make your dream second home a reality<\/b><\/h3>\n

With Lazazu\u2019s co-ownership model, you buy part of a beautiful second home, which you\u2019ll share with up to eight other carefully selected owners. But don\u2019t worry about making awkward conversation around the dinner table; you get exclusive use of the home.<\/p>\n

We take care of all the paperwork, management, and maintenance of your home \u2013 saving you time, effort and hassle. We also ensure the home is furnished and decorated by professional interior designers, give you access to a simple and frictionless scheduling system, and provide you with storage for your personal items you want to leave behind. All you have to worry about is turning up to enjoy your beautiful home.<\/p>\n

 <\/p>\n

Discover more about Lazazu:<\/strong><\/h4>\n

How Lazazu co-ownership works<\/span><\/a> | Frequently asked questions about shared holiday homes<\/a><\/span> | The benefits of fractional ownership<\/a><\/span> | Browse Lazazu\u2019s selection of second homes<\/a><\/span> | The difference between timeshare and co-ownership<\/a><\/span><\/p>\n","protected":false},"excerpt":{"rendered":"

A dream destination for your \u2018feel at home\u2019 holidays? A desire for a different lifestyle? A plan for retirement? A savvy investment and way to generate income? There are so many reasons why you might consider buying a second home. However, while a second home could offer numerous lifestyle and financial benefits, it also comes […]<\/p>\n","protected":false},"author":9,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"content-type":"","footnotes":""},"categories":[1],"tags":[],"post_folder":[],"class_list":["post-1465","post","type-post","status-publish","format-standard","hentry","category-tips-advice"],"acf":[],"yoast_head":"\nOwning a second home \u2013 a great option or more trouble than it\u2019s worth?<\/title>\n<meta name=\"description\" content=\"A dream destination for your \u2018feel at home\u2019 holidays? A desire for a different lifestyle? A plan for retirement? 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